Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is a top card for Walmart and Target purchases. Each quarter, you can earn 6% cash back on two retailers of your choosing (up to $1,500 in combined purchases), which can include Walmart and Target.

Americans' debt loads are at record highs, resurfacing a decadeslong debate on how to prevent companies from maximizing profit at consumers' expense.

President Trump's proposed 10% credit card interest rate cap could eliminate access for 175 million to 190 million cardholders, with lower and middle income consumers hit hardest.