LIST: Mortgage Rates at Three-Year Lows — Why You May Want to Act Now

The average 30-year fixed mortgage rate has dropped to 6.06%, marking the lowest level in over three years. Here's why timing your move matters.

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, because they may limit your ability to downsize your home or move to a care facility. And there may be no equity left if you intend to leave your home to any heirs.
National Mortgage Professional

Rate Drop Triggers Refi Surge

Mortgage application activity rebounded sharply last week as falling interest rates reignited refinance demand and kept homebuyers active, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 9,
ConsumerAffairs

Mortgage rates hit a 2025 low heading into 2026—what comes next?

Freddie Mac’s latest Primary Mortgage Market Survey (PMMS) shows the average 30-year fixed-rate mortgage (FRM) fell to 6.15% this week.  “After sta

Mortgage rates projected to drop, but not enough to justify refinancing. How homeowners can tap equity for added cash

Fannie Mae’s latest housing forecast projected the average 30-year fixed mortgage rates would be 6.2% in the first quarter of 2026 and decline to 5.9% by year-end (2). Despite these projected improvements,
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