Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...
CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...
In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...
The 'golden age' of cash is ending and CD rates are falling, but there are still good options for savvy savers If CDs are no longer a "home run" for savers, what's the next move? Savers and cash ...
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has been cutting rates in recent months, and as it continues to do so in the next ...