Because down payments are expressed as a percentage of the home’s sales price, you can multiply the sales price by your target percentage to determine how much you’ll need to put down. Here are some ...

Home prices have skyrocketed, creating affordability issues for prospective buyers. Upfront expenses associated with buying a home include the down payment, closing costs and moving costs. Ongoing ...

Among the standard upfront expenses of buying a home that may surprise you are the closing costs. These fees, separate from your down payment, include the cost of services for things like your home ...

In Ramona, the local market and specific property details influence your closing costs. Since Ramona is in San Diego County, the overall costs might be slightly lower than in other parts of California ...

FRESNO, Calif. (KFSN) -- A survey conducted by the financial services company Bankrate shows 54% of Americans say their income is not high enough to afford a down payment and closing costs needed for ...

But lenders say there are financing options, including low down-payment loans, mortgage rate buydowns and adjustable rate mortgages (ARMs) that can ease the strain on borrowers. And there are steps ...

Housing unaffordability is near record highs in America, making it essential that you understand the full cost of buying a home. Unfortunately, most “unaffordability indexes” usually don’t incorporate ...

First-time buyers are priced out in record numbers. Could a national housing emergency ease access and get them back in the ...

The program — called the SmartBuy 5/1 ARM Down Payment Assistance product — offers a first mortgage alongside a repayable ...

California’s real estate market can be overwhelming even for seasoned buyers. For first-time homebuyers, it can feel especially challenging. Luckily, California offers several programs designed to ...

JACKSONVILLE, Fla. – The Florida Hometown Heroes Housing (HTH) Program reopened Monday, giving first-time homebuyers who serve their communities a chance to receive down payment and closing cost ...