Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

Wondering how your credit score measures up to the national average? The average American FICO® Score is 717. A perfect credit score is 850, which is not easy to achieve. That said, it's also not ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...

This op-ed was first published by National Mortgage News. You can read the original piece here. In July 2025, a pivotal change came to the mortgage industry, when the Federal Housing Finance Agency ...

SAN FRANCISCO, Aug. 18, 2025 /PRNewswire/ -- VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, according to the latest ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. FICO has proven that in the digital economy, the power often ...