Surveys consistently show that most parents want to help their children pay for college. But if you haven’t been saving for years and don’t earn enough to sign over a chunk of your income to tuition ...

The college application system seems designed to confuse families. Your student starts the application process in hopes of ...

With the passage of the One Big Beautiful Bill (OBBB), drastic changes are coming to federal student loan programs. One major change is the new loan limits for Parent PLUS Loans beginning July 1, 2026 ...

Borrowers must consolidate their loans or risk losing lower payments and potential forgiveness. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Ariel Skelley/Getty Images Parents ...

President Trump's "One Big Beautiful Bill" introduces changes to the federal student loan system, including a new Repayment Assistance Plan (RAP). RAP replaces income-driven repayment plans like Biden ...

A long-standing federal student loan program that has opened the door to higher education for millions of low- and middle-income families—but has also been criticized for driving families deep into ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...