Learn more With recent interest rate cuts from the Federal Reserve, Americans have seen many savings account rates fall. Now, the national average APY for savings accounts ranges between 0.39% to 0.42%,

CIT’s Platinum Savings account pays 3.75% APY on balances of $5,000 or more. If your balance dips below $5,000, it earns a paltry 0.25% APY. If you tend to carry high balances — at least $5,000 — this account is worth a look. If you don't plan to ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. High-yield savings accounts can reduce the impact of inflation on ...

The Federal Reserve lowered the target range for the federal funds rate by a quarter percentage point on Wednesday. That could mean the rates of some high-earning savings accounts are on the chopping block — and rates could fall especially far this year ...

Savings accounts are still paying strong APYs—and some offers let you layer short-term bonuses on top to supercharge what you earn without taking more risk.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. High-yield savings accounts can reduce the impact of inflation on ...