Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

The claim settlement ratio (CSR) is a metric for assessing an insurance company’s trustworthiness, like a “trust score.” It ...

With its flexible coverage and positive customer feedback, Amica is the overall best homeowners insurance provider in our ...

Homeowners insurance premiums have spiked for many people in recent years, due to factors like inflation and climate change. There are steps that policyholders can take to try to reduce their ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...