When a central bank, such as the U.S. Federal Reserve, raises benchmark interest rates, businesses' borrowing costs also rise ...

Learn how global economic trends shape investment decisions, from inflation and interest rates to growth and uncertainty, ...

Discover how exchange rates influence the economy, affecting job markets, inflation, and costs of goods. Learn about their ...

Learn how how government policies impact markets, interest rates, and investor confidence in clear, simple terms.

The U.S. Federal Reserve cut interest rates three times in 2025, which followed three cuts in 2024. Inflation remains elevated, which would normally prevent further reductions, but the soaring ...

Interest rates play a central role in how households and businesses make financial decisions. They affect the cost of borrowing money, the returns earned in a savings account, and the mortgage rates ...

The Federal Reserve targets an interest rate called the federal funds rate (FFR). The three rates the Fed sets to reach its FFR target range are: the discount rate, interest on reserve balances (IORB) ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...