Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Don't assume you have to be done socking money away for the future.

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Once a Roth IRA meets the five-year rule and age 59½, you can withdraw even if still working. Accessing a 401(k) while ...

If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching funds in a 401(k) ...

There may come a point when it pays to stop contributions to a traditional retirement account and instead put your money ...

Don't neglect any of these key strategies.

Have you saved at least $200,000 in IRAs and 401Ks? And are you counting on this to help you pay for retirement? If you've ever worried that it won't be enough, you're not alone. According to the ...

Despite these major benefits, it's not a given that a Roth IRA is the best retirement savings tool for you. Here are two ...

One of the best things you can do when it comes to saving for retirement is take advantage of retirement accounts because they're a two-for-one: You actively save and invest for retirement while ...

Roth IRAs are less common than traditional IRAs overall, but IRS data shows they’re used more often for new contributions ...