These 2 savings accounts offer 10% or higher — and 8 more of the highest savings account APYs this month

Learn more With recent interest rate cuts from the Federal Reserve, Americans have seen many savings account rates fall. Now, the national average APY for savings accounts ranges between 0.39% to 0.42%,
NerdWallet

Best High-Yield Savings Accounts for January 2026: Up to 4.35%

The Openbank Savings account is an online high-yield savings option that has no monthly fees. You can access banking features, including checking your balance and initiating online transfers, via the Openbank mobile app. You’ll need at least $500 to open ...

Here's What Happens When You Open Savings and Checking at Different Banks

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.
MarketWatch

This savings account is paying 10% — plus 9 more of the best APYs of April 2025

The average rate for a savings account right now is just 0.41% APY, according to the latest government data. Yikes. That said, yields among many of the top-earning high-yield savings accounts still promise upwards of 4.25% APY (with at least one paying 10% ...
Feedback