Checking accounts are covered by federal insurance, either through the Federal Deposit Insurance Corp. for banks or through the National Credit Union Administration for credit unions. Federal ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

Low fees, easy ATM access, fee-free withdrawals, overdraft protection — even the ability to earn interest. These are some of the qualities that many of the most-recommended checking accounts have in ...

Most checking accounts are pretty snooze-worthy. The national deposit rate for checking accounts that pay interest as of Sept. 15 was a mere 0.07%, according to FDIC data. Furthermore, the average ...

Checking accounts are designed primarily as transaction accounts for managing day-to-day expenses. Financial advisors recommend that checking accounts should contain sufficient funds to cover monthly ...