Excellent credit results in the lowest rates — and poor credit may have rates over 30% ... the average personal loan interest rate is 12.37 percent as of March 12, 2025. The rate you get ...
The lower the interest rate, the less you'll pay over the life of the loan. These are the top three best APRs available among the 27 lenders we track: American Express Personal Loan: 5.91% Reach ...
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