The millions of borrowers who will still have federal student loan debt in January should immediately start planning for repayment, recommends Shelton W. Dotson IV, a financial advisor for ...

The GOP’s “big, beautiful bill” will impact people’s finances through tax provisions, cuts to social programs and diminished ...

Ever ask yourself what happens when the “pause” button on your student loans finally flips off after all those years? Here’s ...

Around nine million Americans who applied for student loan debt relief under the Biden Administration’s forgiveness program ...

If you haven’t made federal student loan payments since October 2024, you might default in July or August. Here’s how to get back into good standing ASAP.

The U.S. Department of Education (ED) released some dismal data in April. More than 5 million student loan borrowers had not made a payment in over a year and were in default.

About 5.3 million Americans could face much lower credit scores due to federal student loans in default, according to the Associated Press. Lower credit could make it hard or impossible for many ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

Student loan payments have restarted. Here’s how to manage the impact to your credit score Many borrowers reported that they never received notice from the Department of Education that their ...

Student loan borrowers could either enroll in a standard repayment plan with fixed payments, or an income-based repayment plan known as the “ Repayment Assistance Plan,” or RAP.

Here’s what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on your ...