A CD that changes its payout based on the results of a college basketball team sounds fun, but is it a good choice? Here's ...
The Fed's benchmark rate isn't the only force shaping CDs, as banks and credit unions competing for deposits sometimes push top yields higher on their own.
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Best 12-month CD rates for January 28, 2026: Up to 4.10%
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...
Explore top short- and long-term CD rates available today ...
Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...
Explore top short- and long-term CD rates available today Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Updated June 5, ...
It's true the year's peak rates on certificates of deposit are behind us, but the advantages of CDs far outweigh rates alone. Not keen on tying up your money into one long-term CD? Build a CD ladder ...
Certificates of deposit offer guaranteed yields of up to 4.35% APY today, letting you secure stable returns that completely eliminate guesswork about your earnings. These rates deliver more than 10 ...
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