The U.S. Federal Reserve’s latest interest rate cut of a quarter percentage point lowered the benchmark federal funds rate to ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

Meanwhile, President Donald Trump is demanding that the Federal Reserve lower interest rates to 1% or even lower so that his government can continue to run up the national debt more cheaply. The ...

Fresh labor data underscores rising economic uncertainty. U.S. unemployment rose in November to the highest level since July 2021. The Federal Reserve cut interest rates three times in 2025 amid labor ...

Traders in federal-funds futures were pricing in a potential interest-rate cut by the Federal Reserve as soon as April, as they weighed the latest U.S. jobs report. Fed-funds futures were indicating a ...

Mortgage rates held steady following the Fed’s December rate cut, with 30-year fixed rates near 6.3%. Policymakers cite ongoing housing shortages and mixed jobs data as they consider future cuts. AI ...

The average 30-year fixed mortgage rate slightly to 6.39% this week, up from 6.37% the week before, according to U.S. News data. Mortgage refinancing rates decreased slightly for the 30-year term, ...

The Fed cut rates by 0.25% in December 2025 with a 9-3 vote split and signaled future cuts may pause. Early projections suggest the 2027 Social Security COLA could fall to 2.3% to 2.6% range. A 2.3% ...

On December 10, 2025, the Federal Reserve announced a quarter-percentage-point rate cut, bringing the benchmark rate to the 3.5%-3.75% range. This was both the final rate cut and the final Fed meeting ...

The Fed cut rates by 0.25% in December. Savings account and CD yields may decline as a result. On the plus side, credit card rates should fall and borrowing should become less expensive. Social ...

Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts on ...

The Fed cut rates by 25 basis points to a 3.50% to 3.75% range after three consecutive cuts in 2025. The Fed projects 2.4% PCE inflation in 2026 and 2.1% in 2027. Social Security’s 2027 COLA could ...