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Help your employees get retirement ready with powerful, easy-to-administer 401 (k) plans with Fidelity. Turn your 401 (k) into a competitive business advantage.

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3 days ago · Watch: Complete breakdown of how to transfer a former employer 401k held at Fidelity Investments to a fully self-directed solo 401k Moving funds from a former employer’s retirement plan …

1 day ago · Hardship withdrawals have spiked among Fidelity retirement savers, as well. On the whole, American companies and their employees are doing a better job of saving for retirement.

We offer a wide range of financial products and services for individuals and businesses, including trading & investing, retirement, spending & saving, and wealth management.

Mar 4, 2026 · New data from Fidelity Investments shows the average 401 (k) balance rose 11% in 2025. But workers also tapped their accounts to free up cash, which indicates underlying financial strain.

Mar 4, 2026 · Strong markets and disciplined saving lifted balances across generations, but rising withdrawals and financial stress hint at a K‑shaped retirement reality.

Mar 6, 2026 · More Americans are becoming 401(k) millionaires — but hardship withdrawals are also rising, new data shows.

We answer the question “What is a 401 (k)?” breaking down how it works and offering answers about how to contribute to this retirement plan.