💥 What is an interest rate on buying a home? ⸻ ✅ It’s simply the fee the bank charges for lending you money to buy your home. ✅ Your rate helps determine what your monthly payment looks like. ✅ A lower rate usually means lower payments, but remember, it’s just one part of the bigger homeownership picture. ✅ You can still buy a home with today’s rates—it’s about finding the payment that fits your lifestyle and budget. ⸻ 🛠️ Tools to use: 📉 Mortgage calculator → check different payment scenarios
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