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2:44
MSN
CBS News - Video
Do you have enough insurance if a natural disaster strikes? Here's what to know about coverage.
Thousands of Californians who lost their homes in the devastating wildfires are learning that they're underinsured and won't get compensated for all of their losses. National consumer correspondent Ash-har Quraishi looks at how to figure out your coverage.
Feb 12, 2025
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Wildfires are continuing to devastate communities across the U.S., exposing deep cracks in our disaster insurance systems—especially for households directly impacted. As climate changes drives more frequent and severe wildfires, homeowners are facing skyrocketing premiums or losing access to coverage entirely. We need bold action to stabilize our climate and insurance markets, ensuring coverage remains a critical disaster safety net. Watch EDF’s Carolyn Kousky explain how climate change is resha
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Wildfires are devastating communities across Los Angeles, exposing deep cracks in our disaster insurance systems — especially for households directly impacted. Watch EDF’s Carolyn Kousky break down how climate change is reshaping insurance markets – and what we can do to protect consumers: | Environmental Defense Fund
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Rural house insurance remains the only reliable financial support available to most rural communities during disasters. For households that depend on agriculture and subsistence livelihoods, even a small incident, such as a fire, windstorm, or flood can lead to the complete loss of shelter, livestock, tools, and essential household assets, leaving families extremely vulnerable. However, when rural households attempt to claim compensation, the actual payout often gets significantly reduced from t
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