Time to refinance? 🚨Mortgage rates are below 6% for the first time in years Dave Galloway from Heartland Home Mortgage breaks down the latest news. | Justin Barclay

Reply “REFI” for a FREE rate check to see your Mortgage Savings🤫 Mortgage rates have shifted more than most homeowners realize —and a lot of people are still paying payments based on old numbers. Refinance options that were once firmly in the 7–8% range are now showing up lower in certain scenarios. That difference can translate into hundreds per month in savings or shaving years off your loan — without selling or changing homes. If you bought recently and haven’t checked since closing, there’s