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Refinancing can save you money — but only if you check the right numbers first. Before you make the switch, compare your current rate with today’s market rate, calculate how much you’d actually save, and see if those savings are higher than the closing costs. If they are, refinancing is usually a smart move. And if you’re planning to stay in your home for the next few years, the benefits become even stronger. Not sure where you stand? Get a quick, free refinance check — no pressure, just clarity
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