With Medicare prescription-drug benefits likely to make major formulary changes in 2026, beneficiaries who hope to minimize their costs at the pharmacy counter need to stay vigilant in the coming months. What do you need to know for this fall’s Medicare Open Enrollment, which runs from October 15 through December 7? Medicare prescription-drug benefits are shifting. In 2026, Parts B and D premiums are expected to rise, deductibles will increase, and a $2,100 cap on out-of-pocket prescription-drug