🏠 OSFI’s new proposal could make it nearly impossible for Canadians to buy a second home. In this week’s CFRA segment, Frank Napolitano breaks down how the Office of the Superintendent of Financial Institutions (OSFI) — the same regulator that introduced the mortgage stress test — is now proposing even tighter rules. Under the proposal, Canadians who use their regular income to qualify for their primary home may not be able to use that same income to buy a second property — even if the first ho