Insurance claims surge as residents return to flood-ravaged north Queensland properties

Disaster insurance: What's included, what's not and what you need to be protected

Expert urges people to check insurance policies for natural disaster coverage

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Rural house insurance remains the only reliable financial support available to most rural communities during disasters. For households that depend on agriculture and subsistence livelihoods, even a small incident, such as a fire, windstorm, or flood can lead to the complete loss of shelter, livestock, tools, and essential household assets, leaving families extremely vulnerable. However, when rural households attempt to claim compensation, the actual payout often gets significantly reduced from t